Are you gearing up for a vacation soon? Maybe heading abroad or planning a weekend getaway in your own country? If so, you’re likely deep into preparations—booking overnight stays, making packing lists… but have you remembered your travel insurance? You’ll need it for a truly worry-free holiday. Why? Let’s find out.
If You Lose Your Luggage
There you are, waiting at the baggage claim. Colorful suitcases pass by one after another. But yours? Nowhere to be seen. Stuff gone. Typically, the airline is responsible. Even if your suitcase eventually shows up but is completely damaged. What if the airline doesn’t reimburse you? That’s why having travel insurance is a smart move.
If You’re Robbed or Items are Damaged
Has your camera been snatched from your shoulder? Has your bag been stolen? Or did your expensive sunglasses shatter on the street? Bummer! But even so, having travel insurance is a lifesaver. In case of theft or damage, you’ll get compensation. Just be cautious with your belongings. So, don’t leave your phone unattended on the beach.
If You Incur Medical Expenses
Accidents happen in unexpected places. Even on the sunny Costa del Sol or amidst the snowy Alps. Are you getting sick or having an accident? Treatment costs can be higher than in the Netherlands. And you want to be well insured. With the additional Travel Health Care module, you don’t have to worry about extra medical expenses. The module covers costs that your health insurance doesn’t reimburse. It also covers the mandatory deductible of your treatment during travel. You pay your voluntary deductible yourself. Are you going on a winter sports holiday? Then you also need the Winter and Underwater Sports module to get reimbursement.
If You’re Going on a Winter Sports Holiday or Diving
Are you not sunbathing this winter, but zooming down the slopes on your snowboard? Or do you choose the sun but not the beach and seek the depths of the sea? Then don’t forget to activate the additional Winter and Underwater Sports module. For example, if you can’t continue skiing or diving due to an accident or illness, ski passes and rented skiing or diving equipment costs are also insured.
If You Need Emergency Care
Then the FBTO Emergency Center is always available, 24/7, including weekends. That’s one of the reasons why FBTO travel insurance is always a great idea. Do you need (emergency) help? Our experienced care providers are available day and night. And provide assistance and advice when you need it. Whether it’s about life-saving actions or medical questions. You can always reach out to them.
If You Incur Unexpected Yet Necessary Costs
Have you become so ill on vacation that you can’t fly back on the planned date? Then the extra accommodation costs will be reimbursed by FBTO Travel Insurance. For example, the FBTO Emergency Center will arrange additional overnight stays or return trips for you.
For instance, if you have to end your vacation because a family member at home is seriously ill? Or due to significant damage to your home? Then, through the cancellation insurance module, you will receive compensation for the days of vacation you missed.
If You Have Children
Have you purchased FBTO Travel Insurance and do you have children? Then indicate that your family consists of 3 or more people. Then your entire family will be automatically insured. It’s good to know: your children don’t always have to live at the same address as you. For example, if they already live in a separate room. Or with your former partner. This saves a lot of worries.
What Does Travel Insurance Cost?
This entirely depends on what exactly you want to insure. And how long you’ll be away. Tip: Do you vacation more than once a year? Or regularly take weekend trips? Then continuous travel insurance is usually cheaper than short-term insurance. Plus, you’re covered all year round. At least you won’t have to think about it anymore. Read more here about comparing your travel insurance options.
Have You Decided?
Calculate your premium, and you’ll know the cost of travel insurance within 2 minutes. Good to know: you can activate and deactivate additional modules for each vacation. This way, you can tailor your travel insurance completely to suit you and your trip. Whether you’re unwinding under the Spanish sun or sipping schnapps after skiing.
